Vet Insurance in the Netherlands

View and compare every vet insurance policy here, by provider.

Petsecur pet insurance

Our score

Petsecur

Own contribution

50%

Max. fee per year

€ 12.500

Own risk

€ 0

from

€ 10,45

p/m

Joint disease

Included

Admission and stay clinic

Included

X-ray examination

Included

Castration/sterilization

Included

Consult veterinarian

Included

Medicines

Included

Euthanasia

Included

MRI

Included

Euthanasia

Included

Dentistry

Accidents only

Blood test

Included

CT-scan

Included

Vaccination

Included

Prevention budget

Optional add-on

Video consult

Included

Healthcare costs abroad

Included

Figo Pet pet insurance

Our score

Figo Pet

Own contribution

50%

Max. fee per year

Unlimited

Own risk

€ 0

from

€ 7,69

p/m

Joint disease

Included

Admission and stay clinic

Included

X-ray examination

Included

Castration/sterilization

From year 4

Consult veterinarian

Included

Medicines

Included

Euthanasia

Included

MRI

Included

Euthanasia

Included

Dentistry

Accidents only

Blood test

Included

CT-scan

Included

Vaccination

Included

Prevention budget

Included

Video consult

Included

Healthcare costs abroad

Maximum € 1.000

OHRA pet insurance

Our score

OHRA

Own contribution

€ 150

Max. fee per year

€ 6.000

Own risk

€ 150

from

€ 15,96

p/m

Joint disease

Included

Admission and stay clinic

Included

X-ray examination

Included

Castration/sterilization

Optional add-on

Consult veterinarian

Included

Medicines

Included

Euthanasia

Included

MRI

Included

Euthanasia

Included

Dentistry

Optional add-on

Blood test

Included

CT-scan

Included

Vaccination

Optional add-on

Prevention budget

Included cover

Video consult

Included

Healthcare costs abroad

Optional add-on

Inshared pet insurance

Our score

Inshared

Own contribution

€ 150

Max. fee per year

€ 6.000

Own risk

€ 150

from

€ 11,95

p/m

Joint disease

Included

Admission and stay clinic

Included

X-ray examination

Included

Castration/sterilization

Included

Consult veterinarian

Included

Medicines

Included

Euthanasia

Included

MRI

Included

Euthanasia

Included

Dentistry

TOP package only

Blood test

Included

CT-scan

Included

Vaccination

TOP package only

Prevention budget

Not included

Video consult

Included

Healthcare costs abroad

TOP package only

Univé pet insurance

Our score

Univé

Own contribution

80%

Max. fee per year

€ 5.000

Own risk

€ 0

from

€ 11,95

p/m

Joint disease

Included

Admission and stay clinic

Included

X-ray examination

Included

Castration/sterilization

Not included

Consult veterinarian

Included

Medicines

Included

Euthanasia

Included

MRI

Included

Euthanasia

Included

Dentistry

Optional add-on

Blood test

Included

CT-scan

Included

Vaccination

Not included

Prevention budget

Not included

Video consult

Included

Healthcare costs abroad

Optional add-on

Dierenverzekering.nl pet insurance

Our score

Dierenverzekering.nl

Own contribution

50%

Max. fee per year

€ 6.000

Own risk

€ 0

from

€ 13,44

p/m

Joint disease

Included

Admission and stay clinic

Included

X-ray examination

Included

Castration/sterilization

Optional add-on

Consult veterinarian

Included

Medicines

Included

Euthanasia

Included

MRI

Included

Euthanasia

Included

Dentistry

Optional add-on

Blood test

Included

CT-scan

Included

Vaccination

Up to € 65 per year

Prevention budget

Included

Video consult

Included

Healthcare costs abroad

Included

Coverage

Coverage

Insurer

Insurer

Premium per month

Premium per month - slider
7,0022,00

What is vet insurance?

Vet insurance is a unique form of health insurance designed especially for pets. It provides financial cover for a large share of the costs involved in the medical care of your dog or cat. Whether it is an unexpected illness, an accident or routine medical care such as vaccinations, vet insurance makes sure you are not faced with unpleasant financial surprises.

When your pet falls ill or gets injured, a visit to the vet can quickly become expensive. Treatments such as surgery, specialist examinations or long-term medication can cost considerably more than you might expect. With vet insurance you have far less to worry about, because many of these costs are reimbursed in full or in part. That gives you the reassurance that you can always provide the best care, whatever your financial situation.

Alongside emergency treatment, vet insurance can also include preventive care, such as vaccinations and annual check-ups. This preventive care is essential to safeguard your pet’s long-term health and to detect conditions at an early stage. It protects not only your pet, but also your own peace of mind.

In short, vet insurance is more than just a financial safety net. It is an investment in the health and wellbeing of your pet, so you can be sure that your furry friend receives the care he or she deserves, without you having to worry about sky-high vet costs.

What is vet insurance?

Vet insurance is a unique form of health insurance designed especially for pets. It provides financial cover for a large share of the costs involved in the medical care of your dog or cat. Whether it is an unexpected illness, an accident or routine medical care such as vaccinations, vet insurance makes sure you are not faced with unpleasant financial surprises.

When your pet falls ill or gets injured, a visit to the vet can quickly become expensive. Treatments such as surgery, specialist examinations or long-term medication can cost considerably more than you might expect. With vet insurance you have far less to worry about, because many of these costs are reimbursed in full or in part. That gives you the reassurance that you can always provide the best care, whatever your financial situation.

Alongside emergency treatment, vet insurance can also include preventive care, such as vaccinations and annual check-ups. This preventive care is essential to safeguard your pet’s long-term health and to detect conditions at an early stage. It protects not only your pet, but also your own peace of mind.

In short, vet insurance is more than just a financial safety net. It is an investment in the health and wellbeing of your pet, so you can be sure that your furry friend receives the care he or she deserves, without you having to worry about sky-high vet costs.

All vet insurance policies

Consultations and examinations at the vet

During a vet consultation the vet examines your pet to establish what is wrong. This may be necessary for vague symptoms such as fatigue, weight loss or changes in behaviour. Sometimes further examination is needed, such as listening to the heart or checking the eyes. Vet insurance can cover the cost of these consultations and examinations in whole or in part, so you never hesitate to seek help when your pet is unwell.

Medication and surgery

Sometimes medication is needed to help your pet recover, for example antibiotics for infections or painkillers after surgery. Operations can range from simple procedures to advanced ones, such as removing a tumour in a cat or fracture operation on a dog. Treatments like these can cost hundreds to thousands of euros. Vet insurance helps make these costs more manageable, so you can focus entirely on your pet’s wellbeing.

Cost of vet insurance

Below are the starting prices for vet insurance in the Netherlands.

Insurance companyCatsDogsRabbitsParrots
Petsecur€ 9,99€ 10,45Not availableNot available
Figo Pet€ 7,62€ 9,70€ 11,26€ 7,49
Inshared€ 11,95€ 11,95Not availableNot available
Univé€ 17,42€ 36,20Not availableNot available
Dierenverzekering.nl€ 12,96€ 13,44Not availableNot available

Preventive care

Preventive care is an important part of your pet’s health. Regular vaccinations for cats or vaccinations for rabbits protect against serious diseases, while worming courses and other preventive treatments help to prevent parasites. Although this care is essential, the costs are not always covered as standard by the basic policy. Many insurers do, however, offer supplementary packages that also reimburse preventive care. This helps you keep your pet healthy without extra financial strain.

Diagnostic tests at the vet clinic

When an animal is ill, diagnostic tests are often needed to reach an accurate diagnosis. These can range from blood tests for cats to advanced imaging such as X-rays, ultrasound scans or MRI scans. These examinations are essential in order to start the right treatment, but they can be expensive. Insurance can reimburse these costs in part or in full, so you never have to compromise on the quality of care.

Follow Peter Klaver on social media

Peter Klaver

Vet

As a vet with more than 35 years of experience caring for companion animals, exotic species and even zoo residents, I have seen the joys and the challenges of the profession at first hand. My name is Peter Klaver, and I am honoured to be the new ambassador for Pet-Insurance-Netherlands.nl.

At my vet clinic in Rhenen I see every day the unforeseen costs that can arise when a much-loved pet has an accident or falls ill. It is heartbreaking to see some owners facing difficult choices, not because of medical necessity, but because of financial constraints.

As a vet, I understand how important it is to insure your pet. It brings peace of mind, knowing that you can provide the best possible care whatever the cost. Good pet insurance means you never have to hesitate about going ahead with life-saving surgery or consulting a specialist.

Frequently asked
questions about
pet
insurances

Frequently asked questions about pet
insurances

Do you have any other questions?

What is vet insurance?

Vet insurance is a health insurance policy designed specifically for pets. It covers the cost of treatment at the vet, such as consultations, surgery and medication, in full or in part. This way you avoid high, unexpected bills when your pet needs care.

The vet insurance policies on Pet-Insurance-Netherlands.nl are available for:

The premium for vet insurance varies depending on the animal, its age, its breed and the cover you want. On average, pet insurance costs:

  • Dogs: € 15 – € 50 per month
  • Cats:  € 8 – € 30 per month

Not everything is covered as standard. Most basic policies cover consultations, surgery and medication. You can often take out supplementary packages for:

  • Preventive care (vaccinations, worming)
  • Physiotherapy
  • Dentistry
  • Alternative treatments

View our knowledge base

Discover comprehensive information about medical costs, pet insurance and treatments for dogs, cats, birds and parrots.

Coverage
Coverage
Insurer
Insurer
Premium per month
Premium per month - slider
7,0022,00