Univé Pet Insurance in the Netherlands

The history of Univé​

Univé has its roots in the collaboration between 8 regional cooperatives. Together they work to prevent claims and limit risks, inspired by the principle of solidarity – the strength of standing together. The cooperative currently has around 1.7 million members, and those members play a crucial role in how Univé is run. Through the Members’ Council they influence the direction Univé takes and its collective interests. The Members’ Council has carefully described and established what members need, and that serves as the foundation for everything Univé does

Insurance products at Univé for your pet

At Univé they offer cover not only for your dog, but for your cat as well. They understand that owning a pet – whether it is a playful puppy, a curious kitten or a loyal older dog or cat – comes with responsibilities. That is why Univé has dedicated dog insurance and cat insurance, so you can always count on the best care when your pet falls ill or has an accident.

The pet insurance policies from Univé cover the medical costs for both dogs and cats, so you never have to worry about the financial burden that comes with unexpected health problems. Univé is there not only for you, but for your beloved pets too, whatever their breed, age or size. Choose dog insurance or cat insurance from Univé and feel confident that your pets get the best care they deserve.

Univé dog insurance

A puppy undeniably brings a great deal of love and joy into your home, and it does not take long before he or she becomes an integral part of the family. At Univé they understand the strong bond between you and your four-legged companion, and they know how important it is to look after them, whatever happens.

With the dog insurance from Univé you do not have to worry about unexpected costs when your loyal friend needs medical care. They want to make sure you are never caught out by surprises, which is why they offer comprehensive cover for your dog. Whether it is illness or an accident, with Univé dog insurance you can count on the best care and treatment for your furry friend. That way you can enjoy the love and companionship your puppy brings into your home without a care. Insure your faithful four-legged friend today with dog insurance from Univé.

Univé cat insurance

At Univé they understand that your cat is not just a pet, but a valued member of the family. You want to be sure your cat always gets the best care when it is needed, whether that is because of illness or an accident. With the cat insurance from Univé you can have exactly that certainty.

The cat insurance from Univé gives you and your cat peace of mind by covering a full 80% of the care costs. That means you do not have to worry about the financial burden if your cat needs medical care. Whether you want to enjoy a carefree old age together with your cat or simply be prepared for unexpected situations, cat insurance from Univé offers the cover you need. Feel confident with this cat insurance and enjoy those precious moments with your cat without worrying about the cost of medical care. Together you can grow old without a care.

How do I claim with Univé?

Do you want to submit a claim for costs you have incurred because your pet has fallen ill? Below we explain how to easily claim the invoice from your vet or specialist with Univé.

Steps for claiming the invoice with Univé:

  1. Gather your invoice: Make sure you have the invoice from the vet or specialist to hand. You need it in order to submit the claim.

  2. Upload the invoice: Go to Mijn Univé or use the handy Univé app. Here you can upload your pet’s invoice. Make sure all the relevant information is clearly visible on the invoice.

  3. Answer a few questions: Univé will ask you a number of questions about how your pet became ill and the treatment the vet carried out. This helps them process the claim quickly and accurately.

  4. Submit the claim: Follow the simple steps in Mijn Univé or the Univé app to submit the cost of the treatment. The process only takes a few minutes.

Univé is ready to help you claim the costs you have incurred for your pet’s medical care. With Mijn Univé and the Univé app, submitting a claim is quick and easy, so you can concentrate fully on the wellbeing of your beloved pet.

How do I cancel my Univé pet insurance?

Do you want to cancel your pet insurance with Univé? You can do that quickly and effortlessly online, thanks to the user-friendly system Univé has. Here is how to do it:

How to cancel your pet insurance with Univé:

  1. Log in to Mijn Univé: Go to the Mijn Univé portal on the Univé website. If you do not have an account yet, you can easily create one.

  2. Select your policy: Once you are logged in, find and select your pet insurance in your account overview.

  3. Choose to cancel: Look for the option to cancel your policy. This option can vary, but it is usually clearly stated.

  4. Follow the instructions: Follow the steps shown to complete the cancellation. This may include filling in a cancellation form and providing the information needed to process it.

  5. Confirm the cancellation: Check the details you have entered and confirm the cancellation. You will usually receive confirmation of the cancellation by e-mail.

Via the Univé app:

  1. Open the app: Start the Univé app on your mobile device.

  2. Log in: Log in to your Univé account through the app.

  3. Select your policy: Find and select your pet insurance in the list of policies.

  4. Choose to cancel: Look for the option to cancel your policy and follow the steps shown to complete the cancellation.

Cancelling with Univé is therefore quick and simple, and you can arrange it yourself through Mijn Univé or the Univé app. That way you stay in control of your policies and can adjust them to your needs and circumstances.

Frequently
asked questions
about Univé
insurance

Frequently asked questions about Univé insurance

Do you have any other questions?

What is the basic cover?

Univé reimburses 80% of medically necessary costs in the event of illness or an accident, up to a chosen maximum of € 2.500 or € 5.000 per year. There is no additional own risk, only a fixed own contribution of 20% per claim

Yes, a waiting period of 30 days applies to illness costs. Costs caused by accidents are covered immediately, from day 1.

You can choose from:

  • Beweegzorg – movement care (physiotherapy/hydrotherapy, up to € 500/year)
  • Gebitszorg – dental care (up to € 500/year)
  • Reisverzekering – travel insurance (travel cost cover up to € 1.000/year)

 

Standard exclusions are:

  • Existing or hereditary conditions at the time you take out the policy
  • Preventive care: vaccinations, neutering, microchipping
  • Alternative or experimental treatments
  • Cosmetic procedures and food
  • Breeding costs and cremation (unless stated otherwise)
Yes, you are free to go to any registered Dutch vet, including specialists. Referrals within Europe are covered too, provided they are made through a Dutch vet.
  • Dogs up to 8 years old for full cover; after that, accidents only.
  • Cats up to 10 years old for full cover; after that, accidents only.


Once you have taken out the policy, the cover continues for as long as you keep paying

You can claim through the Univé app or Mijn Univé, including uploading invoices and the microchip number. Payment is usually made quickly, and users describe the app and the handling as user-friendly.

Premiums start from around € 13–15 per month, depending on the animal, its breed and the level of cover. Larger breeds and higher levels of cover mean a higher premium

Positive points are:

  • Clarity thanks to the fixed contribution of 20%
  • No own risk
  • Fast payouts through a handy app

Criticisms concern:

  • The waiting period of 30 days
  • The exclusion of preventive care