Figo Pet Insurance in the Netherlands

Q: What are the limitations and exclusions?

One waiting period per new condition or illness (30 days); Pre-existing and hereditary conditions are excluded; Cosmetic, preventive and reproductive costs (such as contraceptive treatments) are not covered, unless you have taken out specific additional cover; Dental care after accidents is included as standard, but for routine treatment you need the additional module.

Insuring your pet with Figo Pet

Figo Pet is the right place to look for a wide range of pet insurance policies. Whether you are the proud owner of a dog, cat, rabbit or parrot, Figo Pet offers tailor-made insurance options to protect the health and wellbeing of your beloved pet.

What makes Figo Pet unique is its broad range of policies, including dog insurance, cat insurance, rabbit insurance and even parrot insurance. Figo Pet is the only insurer in the Netherlands that lets you take out pet insurance for both rabbits and parrots.

This shows its commitment to supporting every type of pet and their owners, which means that whatever kind of pet you have, you can turn to Figo Pet for suitable protection. With its extensive experience and focus on animal wellbeing, Figo Pet is a reliable partner for insuring your beloved companion against unexpected veterinary costs.

The history of Figo Pet

Figo Pet has been a respected insurer since it was founded and has built a strong position in the insurance market. The company is known for its innovative approach and its deep commitment to animal wellbeing.

A milestone in the history of Figo Pet came in July 2023, when the company took an important strategic step. During this period Figo Pet merged with Petplan, a leading name in the pet insurance industry. This merger not only strengthened the position of Figo Pet in the market, but also created a combined strength to offer customers an even broader and better range of services.

The merger carried on and consolidated the legacy of Figo Pet, while creating new opportunities to help even more animal lovers safeguard the health and wellbeing of their beloved pets.

Frequently asked
questions about
Figo Pet

Frequently asked questions about Figo Pet

Do you have any other questions?

What makes Figo Pet different from other pet insurers?

Figo Pet offers one flexible base policy that you put together yourself. You choose a reimbursement percentage of 50%, 70% or 90%, a maximum annual reimbursement of € 3.000, € 6.000 or unlimited, and a voluntary own risk of € 0, € 100, € 250 or € 500.

From what age can I insure my dog or cat?

You can insure your puppy or kitten from just 7 weeks old. There is no maximum age limit.

How long is the waiting period?

A standard waiting period of 30 days applies. Veterinary costs for an illness or condition that arises within this period are not covered. Exceptions include microchipping and preventive care.

What is covered as standard?

The base policy covers, among other things:

Consultations with a vet & specialist (as many as needed)
Diagnostics (X-rays, blood tests, CT/MRI)
Operations & anaesthesia
Medication (in line with regulations)
Medically necessary neutering/spaying from 4 years of age
Euthanasia & cremation
Physiotherapy (€ 500 per year)
Alternative therapies (acupuncture, osteopathy, homeopathy, behavioural therapy)
Dental care after accidents
Prevention budget (€ 75 per year) + SOS budget (€ 300 per year)

What does the additional dental cover include?

With this extra module you receive reimbursement of up to € 500 per policy year for dental check-ups, cleaning, extractions, root canal treatments and dental X-rays

How does the travel cover work?

The additional travel cover reimburses unexpected veterinary costs abroad up to a maximum of € 1.000 per year, as long as the treatment cannot wait until you return to the Netherlands.

What are the limitations and exclusions?

One waiting period per new condition or illness (30 days).
Pre-existing and hereditary conditions are excluded.
Cosmetic, preventive and reproductive costs (such as contraceptive treatments) are not covered, unless you have taken out specific additional cover
Dental care after accidents is included as standard, but for routine treatment you need the additional module

How do I claim the costs I have paid?

You can claim easily online through your Figo Pet account. Upload a scan or photo of the invoice (including the microchip number). Invoices above € 750 are given priority and are often processed within 10 working days.

Are alternative treatments covered?

Yes, provided they are carried out by accredited professionals and on referral from your vet. Cover includes homeopathy, acupuncture, osteopathy, chiropractic, orthomanual therapy and behavioural therapy (max. € 300 per year for behavioural therapy).