Compare puppy insurance policies from every provider in the Netherlands, side by side, with up-to-date monthly premiums.
Our score
50%
€ 12.500
€ 0
Included
Included
Included
Included
Included
Included
Included
Included
Included
Accidents only
Included
Included
Included
Optional add-on
Included
Included
Our score
50%
Unlimited
€ 0
Included
Included
Included
From year 4
Included
Included
Included
Included
Included
Accidents only
Included
Included
Included
Included
Included
Maximum € 1.000
Our score
€ 150
€ 6.000
€ 150
Included
Included
Included
Optional add-on
Included
Included
Included
Included
Included
Optional add-on
Included
Included
Optional add-on
Included cover
Included
Optional add-on
Our score
€ 150
€ 6.000
€ 150
Included
Included
Included
Included
Included
Included
Included
Included
Included
TOP package only
Included
Included
TOP package only
Not included
Included
TOP package only
Our score
80%
€ 5.000
€ 0
Included
Included
Included
Not included
Included
Included
Included
Included
Included
Optional add-on
Included
Included
Not included
Not included
Included
Optional add-on
Our score
50%
€ 6.000
€ 0
Included
Included
Included
Optional add-on
Included
Included
Included
Included
Included
Optional add-on
Included
Included
Up to € 65 per year
Included
Included
Included
Our score
€ 25 per claim
€ 2.500
€ 25 per claim
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Few moments are as special as the day a puppy comes into your home. Puppy insurance is probably not the first thing on your mind: a playful little dog keeps you busy and is a joy for everyone around to play with.
But what happens when a vet is suddenly needed because your lovely little dog has a problem? Far from every problem can be taken back to the breeder. In most cases you have to cover the costs yourself, and those are much higher than most people realise.
It is therefore sensible to take out puppy insurance, so that unexpected costs for your puppy’s care do not catch you out.
In most cases puppy insurance has no waiting period. For older dogs this can still differ from one insurer to the next. On top of that, insurance for a dog is cheaper when you take it out at a younger age. And conditions can often be picked up far earlier.
If you have puppy insurance that covers the cost of a blood test, you are far more likely to go straight to the vet when something seems off, to find out what is going on.
The real value of puppy insurance lies in the vet bills. We all assume we have healthy little dogs with nothing wrong with them. We keep an eye on the eyes, the gums and the nose. But that does not mean the dog cannot develop a condition or have an accident.
Vet costs mount up quickly, certainly when several treatments come together. If a blood test is needed and the puppy also has to stay overnight at the clinic, the costs are immediately far higher than for an average visit.
Most people see it like this: there are two options. You can choose to save up an amount so that you have enough to absorb any costs. Do not forget that euthanasia and the cremation or burial of a dog also carry a considerable price tag.
Have you no way of saving the money yourself, because there is already a puppy in the house, for example? Then taking out insurance can be easier. You pay a few euros a month and you are insured for the costs incurred when there are problems with your puppy.
But it is sensible to first take the time to compare the insurers. As with all insurance, the differences and the costs do not exactly run in parallel.
You can insure your puppy, with supplementary cover, against almost all costs arising from an accident involving your puppy. The level of cover depends on the insurer and the package you take out. You can insure your puppy for, among other things:
As with many other types of insurance, it is unwise to compare policies on premium alone. If you do, you end up with a policy that is mainly cheap on premium, but where you still pay for everything yourself when treatment is needed. Take the difference between InShared and the PetPlan puppy insurance. The first policy is cheaper and has a fixed own risk. PetPlan sets the own risk case by case and is slightly more expensive, but it does cover conditions affecting the hips and elbows of your puppy. If you know dogs, you know that this is one of the most expensive conditions a puppy can have.
When looking for puppy insurance it is very important to keep an eye on a number of factors that matter more than the premium. Above all, realise that the premiums differ by only a few euros a month. What you should certainly look at:
We like to compare products and services online. We have got used to watching the price above all. With insurance and financial services, price is secondary. It is about value for money. You want the best price for the elements you really need, and on the best terms. Keep all these aspects in mind when comparing and you will certainly end up with the best puppy insurance for your dog.
When looking for puppy insurance it is very important to keep an eye on a number of factors that matter more than the premium. Above all, realise that the premiums differ by only a few euros a month. What you should certainly look at:
We like to compare products and services online. We have got used to watching the price above all. With insurance and financial services, price is secondary. It is about value for money. You want the best price for the elements you really need, and on the best terms. Keep all these aspects in mind when comparing and you will certainly end up with the best puppy insurance for your dog.
Puppy insurance prevents a lot of problems and makes sure that high vet bills are no longer a barrier to the wellbeing of your puppy. If you look at your puppy insurance options today and take out a policy today, the cost of that insurance will be lower as well. The longer you wait to take out a policy, the higher the costs turn out. You can in fact take out puppy insurance before you collect your dog from the litter you have chosen. Handy when you really want 100% certainty and want the best for your puppy and for your wallet.
There are certain cases in which taking out insurance is the obvious choice. Such as a household where money is tight. If the dog needs treatment, or in the worst case has to be put to sleep, that has to be affordable in order to avoid a grim scenario. Do you have a breed with a higher risk, such as the German shepherd? Then it is sensible to arrange this too. Shepherd dogs generally have a higher risk of conditions, each of which is serious enough that it cannot be treated ‘mildly’. Hip dysplasia (HD) in particular is a major problem, but your vet can give you a list straight away of the problems that mainly occur in shepherd dogs.
A house with several dogs, and especially younger dogs, is already a greater risk in itself. Certainly when the dogs are not vaccinated, or not spayed or neutered. When the puppies have to be treated at the same time, that adds up to a considerable expense. With good puppy insurance, the costs are far more manageable. Bear in mind that all dogs grow old one day and that many dogs do not die a natural death, because their owners want to spare them suffering at the end of their lives. That comes with costs too. Do you want to be able to choose the best for your own dog at any moment? Then puppy insurance is a good alternative to an enormous savings account
You naturally want the best for your puppy. Puppy insurance is a good start, but it is important to pay attention to raising your dog as well. If this is your first dog, puppy training is certainly not a luxury. The big advantage is that you learn how to handle the dog, and the dog learns how to handle you. At the same time the dog is socialised, an important phase in a puppy’s life that is very often forgotten.
Always give a puppy the space to burn off its energy. For certain dogs this means literally walking for at least an hour every day. If you choose a husky, an hour of walking a day is only the start of the routine. Bear in mind that some breeds have produced real working dogs. Those dogs want space and want to be trained. Once you have had your puppy for a longer time, you start to understand its signals better and better.
The last point we certainly want to pass on to new puppy owners is that consistent behaviour is the key to success. Not only for you, but for the dog as well. If the dog is not allowed on the sofa, for example, then never let the dog on the sofa at any moment. That way the puppy knows exactly what the rules are and that no exceptions are made. The same goes for scraps from the table while the family is still eating, weeing indoors and the way the dog is walked. Consistent behaviour and routine are important for the wellbeing of a dog. Are you raising the puppy together with your partner? Then make sure the rules are the same for both owners. In that respect, raising a puppy compares nicely to raising a child.
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